Simple Savings Plan


savings

One of the top three New Year resolutions is to save more money.  Here is a quick and simple way to save well over $1,000 during the year.  You won’t believe how easy it will be just start with $1.00.  Yes, that is correct $1.00 during this the first week of 2017, then next week save an additional $2.00 then the third week add $3.00.  Below is the breakdown and summary of what you will save over a years’ time.

Now get to saving!

Week

Deposit By

Amount Deposited

Total for Year

1 1/6/17 $1.00 $1.00
2 1/13/17 $2.00 $3.00
3 1/20/17 $3.00 $6.00
4 1/27/17 $4.00 $10.00
5 2/3/17 $5.00 $15.00
6 2/10/17 $6.00 $21.00
7 2/17/17 $7.00 $28.00
8 2/24/17 $8.00 $36.00
9 3/3/17 $9.00 $45.00
10 3/10/17 $10.00 $55.00
11 3/17/17 $11.00 $66.00
12 3/24/17 $12.00 $78.00
13 3/31/17 $13.00 $91.00
14 4/7/17 $14.00 $105.00
15 4/14/17 $15.00 $120.00
16 4/21/17 $16.00 $136.00
17 4/28/17 $17.00 $153.00
18 5/5/17 $18.00 $171.00
19 5/12/17 $19.00 $190.00
20 5/19/17 $20.00 $210.00
21 5/26/17 $21.00 $231.00
22 6/2/17 $22.00 $253.00
23 6/9/17 $23.00 $276.00
24 6/16/17 $24.00 $300.00
25 6/23/17 $25.00 $325.00
26 6/30/17 $26.00 $351.00
27 7/7/17 $27.00 $378.00
28 7/14/17 $28.00 $406.00
29 7/21/17 $29.00 $435.00
30 7/28/17 $30.00 $465.00
31 8/4/17 $31.00 $496.00
32 8/11/17 $32.00 $528.00
33 8/18/17 $33.00 $561.00
34 8/25/17 $34.00 $595.00
35 9/1/17 $35.00 $630.00
36 9/8/17 $36.00 $666.00
37 9/15/17 $37.00 $703.00
38 9/22/17 $38.00 $741.00
39 9/29/17 $39.00 $780.00
40 10/6/17 $40.00 $820.00
41 10/13/17 $41.00 $861.00
42 10/20/17 $42.00 $903.00
43 10/27/17 $43.00 $946.00
44 11/3/17 $44.00 $990.00
45 11/10/17 $45.00 $1,035.00
46 11/17/17 $46.00 $1,081.00
47 11/24/17 $47.00 $1,128.00
48 12/1/17 $48.00 $1,176.00
49 12/8/17 $49.00 $1,225.00
50 12/15/17 $50.00 $1,275.00
51 12/22/17 $51.00 $1,326.00
52 12/29/17 $52.00 $1,378.00

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PaisleyPerspective Turns 6!


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On January 1, 2017 PaisleyPerspective celebrated 6 years! With a new year comes evaluation of the past and what is to come.  Personally 2016 has been an amazing year for me.  There are many milestones that occurred in the year.  The primary event for me was being invited to the White House by First Lady Michelle Obama.  This definitely stands out as one of the major moments of the year.

However, on a public level there have been many events that have occurred that are not so great.  Multiple celebrity deaths of iconic individuals one being Prince Rogers Nelson my favorite musician.  Conflicts in various regions of the world and the election of Donald Trump at the 45th U.S. President.  The President-Elect has stirred up discontent among other nations even prior to being inaugurated.  I don’t have to go on here with why Trump is not fit, I have written blog posts that outline my reasons for this comment.

In a new year we all want to miraculously become a better person.  We want to lose weight, eat better, be nicer, save more or be more organized.  The reality is we are the same person we were at 11:59pm before the clock struck midnight in a new year.  So the same person I was in 2016 is the same person I am in 2017.  A new year doesn’t dictate whether I become a better person this is something that can happen anytime of the year.

Finally, on the last day of 2016 I attended the funeral of a fellow poet.  His name was Tavis P. Brunson.  It is difficult to speak of him in the past tense but that is what we do when someone has died.  I hesitate to say funeral because it actually was a true celebration of life.  A beautiful gathering in a fairly large church packed with poets from all over South Carolina and North Carolina.  With those present wearing Batman t-shirts, Dallas Cowboy jerseys and caps, or poet inspired gear,  it was a blessing to see that Tavis’s family understood he was a poet specifically one of the best slam poets not only in the United States but internationally.  And that his other passions were incorporated in the celebration.  The continuous theme that was said by nine poets on program and during his eulogy was that he lived his purpose.

With regard to PaisleyPerspective, my primary goal is the same as it always is and that is to live my purpose; and sometimes to share it here.  PaisleyPerspective wishes you an abundantly blessed New Year where you are your best self.

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Hello!


I had a very long well thought out post. It was written after the results from the 2016 U.S. Presidential Election. I sat on posting it and now it seems well not the time. There are various rants and frustrations that I still have about the thought of an incompetent individual running this nation. However, I will not allow fear or frustration dictate the coming years. I could go on and on but I won’t.

What I will say is that on January 1st a post will recap my personal highlights for the year. 2016 has had many interesting outcomes. Let the personal moments in your life determine how the year went. With that said I will say I wish all those who follow PaisleyPerspective a Merry Christmas and a positive & prosperous New Year.

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Trump Not Fit For Presidency


Donald J Trump is not fit to be President of the United States.  A few days ago a video of the Republican Presidential candidate was released where he was overheard making lewd comments regarding women.  Even with the video being from 11 years ago, it adds to numerous prior reasons including his lack of experience in the public sector to why Trump should not be allowed near the Oval Office.  When asked about his comments, he merely made a lack luster attempt at apologizing to anyone he offended.  We humans make mistakes, however, learning from them and owning up to them is a necessary trait of a great leader. Trump seems to lack this trait.

When Trump initially ran for President during the Republican primary, he was in the running with a variety of other candidates.  They included business people as well as elected officials.  However, due to the number being 16 other candidates his earning an average 40% of votes was enough to continually provide him wins.  Due to the inability of the Republican Party leadership to come together and have a maximum of five diverse candidates we now have Trump as a Presidential candidate.

Those who support Trump are frustrated with the current system of government; and many of his supporters are not traditional Republicans.  This frustration has led to supporting a candidate that is the furthest from any standard elected official.  Many have said that Trump is honest about what is on his mind, however, I don’t believe that is necessarily a positive.  Saying what is on your mind without a filter is actually a sign of narcissistic and ignorant behavior…it doesn’t do anyone any good.  Honesty can be done without blurting out derogatory  comments.

In addition to his mouth and lack of respect for women there is his lack of respect for practically everyone else.  His disrespect has included African Americans, Hispanics, Muslims, Gold Star Families, Veterans dealing with PTSD, the obese, the disabled and the list goes on.  He doesn’t show any real understanding of foreign policy or domestic issues for that matter.  Nor does he understand or have any experience within the public sector.  Even if you desire to reform government you need to understand how it works.

Truth has come out regarding millions of dollars in cede money, which was the primary way that he is in real estate is via the deep pockets of his late father.  The so called Trump empire he built is somewhat of a mirage.  Left to do it on his own accord, I doubt we would even know him.  With numerous bankruptcy filings and not releasing his tax records that every Presidential candidate has done over the last 40 years, we cannot trust him to run the United States.

Finally, it is time for Trump supporters to re-evaluate and understand that he just is not the person to run this nation.  During this campaign in addition to disparaging comments, he has alluded to a foreign government hacking into another candidate’s computer system.  And he has encouraged potential violence against his opponent, which he brushed off as a joke.  We are just 30 days from the General Election and many states are open for early and absentee voting.  It is no joking matter Donald J Trump just is not fit to be President of the United States.

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I Am A Black Woman…I Matter


I use to always think if I needed help I would run to the police department.  For example if I were being followed by an unknown vehicle.  I direct people begging for money to the local police department.  However, I don’t know anymore…and that saddens me.  Repeated incidents of police officers shooting unarmed men or shooting those posing no threat have worn me down.  Add to this the officers involved in the deaths of Freddie Gray and Eric Gardner incidents that get no jail time and it becomes a heavy weight of despair.   I know all police officers are not bad or intolerant but I do know many do exist. I’m forever an optimist but also very much a realist.  And the unvieling of the injustice  via digital media and the continual unjustified shooting of black men has worn away a significant amount of my optimism.

You want to know why there is a black lives matter movement? It’s for incidents like recently in Florida when a health care worker searching for an autistic patient does what he is told is still shot. A black man doing his job was shot by a cop even when he was complying. It’s because the cop actually said he didn’t know why he shot the man & admitted to having aimed for the autistic man playing with a toy truck. This was similar to another incident where an adult male was mentally incapable of understanding police orders and was tasered.

My husbands best friend has a 20-something year old autistic son. This could have easily been him in the mentioned situatuion. I’m pushing on the political activism end. I am using my words via blogs, letters, and with my local Democratic party but we all have to suit up and make it known black lives matter. Yes, I know all lives matter but right now the target is on the bodies of black men, even when they do as told.  Let’s make it known via the beloved matter called currency; so via your wallets and the daily choices we make. Eye for eye leads to more blood shed, I truly believe violence is not the answer nor is anarchy. We are better than that…our blood line comes from African kings & queens so let us act as such.

What can you do? Contact local law enforcement and work with them in your communities. Contact local elected officials let them know your concerns. Be present in your neighborhoods and call out those elements who may not be uplifting but criminal in nature.  Yes, I know we must also have opportunities to provide criminal elements another avenue.  However, we only uplift with identifying all components that deteriorate our communities and must be strong in that acknowledgement.  All of these things are needed in combination to make it know we are not merely existing but human beings and citizens worthy and deserving of full rights…each and every day.  Whether we are in a poor neighborhood or a high end neighborhood..driving a fancy car we deserve respect.

We’ve struggled since the first slave ship landed in Jamestown. But we must take ownership of our identity and be present in all human capacities. Don’t give up but be present where it matters. Let your voice be heard in every capacity…and more than ever via the ballot box. There is much we can do and it starts locally with us. Enough is enough; my husband is a black man and he matters; my brother in laws are black men and they matter; my father in law is a black man and he matters, my sister  in law is a black woman and she matter, my niece is a black child and she matters,  I am a black woman and I matter!

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Amtrak #91 Silver Star Breakdowns


On the evening of Friday, July 8, 2016 at approximately 8:15pm on train #91 – Silver Star just outside of Rocky Mount, NC the engineer ran over tree debris resulting in damage to a main reservoir that effected the braking system. Passengers were advised of the situation and possible resolutions. It is now 3:52am as I write this and the train along with passengers are still outside of Rocky Mount, NC.  In addition, this is the return trip of a 50th birthday celebration that has gone well…until this point.

Power was shut down at various points and brought back up. However the last car where my husband and I sat the air conditioning appeared to malfunction resulting into an extremely warm, actually hot environment. During this same time approximately 1:15am a few things happened. The conductors who were on shift had to get off the clock, which is understandable but this left no communication. Until this point the male conductor provided details of all situations as he knew it.

Still from 1:15am until now the last car has become more and more unbearable. The conductor who came on duty at approximately 2:00am was unaware of the situation. I spoke to an Amtrak employee named David in the club car and was advised the conductor was outside trying to get us rolling. When I asked, “why weren’t people relocated to available seats in cooler cars?” He advised, “he’d walked through our car but everyone was sleeping.” I am sure this was true however I consider this to be an emergency situation needing actions outside standard operating procedure.

I was told that my husband and I could relocate to the car in front of us. This is where we currently sit. Accidents and tree branches fall. Also no one expects a car that had very good cooling to stop working. However, it did and someone should have had the common sense to redistribute passengers to cooler cars until the problem is fixed. We are now back rolling again or I should say flying but note that at 4:25am and upon checking the last car it is still significantly hot compared to comfortable and cool conditions in other cars.

Finally, I will be calling and contacting Amtrak in addition to writing this blog post. I’ve written this with an objective eye rather than significant opinion. I will be seeking some form of compensation for the inconvenience of the delay, original arrival time was 1:38am but now estimated at 9:38am, which is an 8-hour delay. A delay that just may have been caused by a train engineer going too fast for conditions. I hope a lesson is learned that many times Mother Nature wins.  In addition to lessons for the train engineer, I hope the conductor staff will understand that good customer service requires you to step outside of what is expected in extreme and unexpected conditions.

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A Library Nerd’s Birthday


Today 50 years ago, I was born.  I was a few weeks early and my mom thought she had indigestion, until her water broke.  I believe from the day and hour in which I was born, until the various dates of my parent’s deaths that I was loved.  My dad wasn’t there for my birth but he was always there for my life.  Birthdays were always special and involved a chocolate marble cake with the most delicious chocolate icing created by his hands.  It is from my parents that I learned to love books and reading.  Our house was always filled with all types of books novels, non-fiction, magazines, comic books, newspapers, if it had words we read it…and hoarded it.

Due to the genetic love of books it is no surprise where I came to write this blog today.  I sit in one of my favorite places.  The United States Library of Congress, specifically in the Main Reading Room.  I have had a library research/reader card for a few years now but it still felt magical to walk through the researchers only and accessed limited hallway.  Taking the reserved elevator and entering into the beautiful and majestic space that is the center of the universe of all U.S. libraries still gives me tingles.

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View from desk 334..Main Reading Room

Yes, I know most people want to spend their 50th birthday on an island or far away destination; however, I chose my nation’s capital city for this blessed day and week.  And purposely this space to write this blog post.  Washington, DC is a pivotal place for democracy even though lately there has been a stale mate among political parties.  However, I believe democracy is the better form of government.

Those who’ve followed my blog know that I support the Democratic Parties Presumptive Presidential nominee, Hillary Clinton.  Today the FBI advised that there were no findings to indicate malice or ill intent regarding to deleted or missing emails.  This translates to know recommendation of criminal charges by the FBI to the U.S. Justice Department.  I never thought there would be anything found.  It is frustrating to see all the rocks that have been thrown toward former Secretary Clinton.  My belief is that strong women and ironically even those who stand by their spouses still are given grief.  I am not going to go into why I support her…you can read that on my blog “Why I Support Hillary Clinton for President”.  My reasons have not changed.

Now, I know why not talk about something other than government?  Well being born the day after the nations 190th birthday, I get giddy about government and democracy.  Oh yes and fireworks as well as good ribs and family cookouts.  Yesterday there were cloudy fireworks but awesome cannon sounds.  My husband and I attended “A Capitol Fourth” produced and aired live by PBS.  Well interestingly the fireworks broadcast were not those we witnessed.  This was a big slight on PBS for omitting this information and not being upfront.  Still I saw many amazing entertainers including Smokey Robinson, Yolanda Adams, and Kenny Loggins.

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View of the Main Reading Room Dome

Looping back, I am sitting in the Library of Congress because I love libraries.  They are filled with so much knowledge and information ready for you to find and read.  I know if I lived in the DC area this would be my primary place to write and study.  I plan to return during this week but today the 50th anniversary of my birth, I had to come to this place.  I can close my eyes and smell the scent and hear the crinkle of books at my childhood library.  Fredrick Douglass Chicago Public Library in North Lawndale community is where I received my first library card.  I don’t know where the card is today but the memories are still within me.  And my love for libraries is even stronger.

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